125 Texas AveLewistonCA96052
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 125 Texas Ave, Lewiston, CA, 96052 in Lewiston: $1,885/mo in rent, $404/mo in net income, 9.45% gross yield, 1.75 DSCR, all at $239,500. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $66,169 in appreciation and $2,206/yr in principal paydown projects total cumulative return of $116,782.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 5.0% |
| Monthly Cash Flow | $404 | $300 |
City averages based on Lewiston market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,885 |
| Total Monthly Debt Service | $1,386 |
| DSCR Ratio | 1.36x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1965
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96052, Lewiston, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,039 (100%) |
| Owner Occupied HU | 575 (55.3%) |
| Renter Occupied HU | 157 (15.1%) |
| Vacant Housing Units | 307 (29.5%) |
| Median Home Value | $439,338 |
| Average Home Value | $537,713 |
Housing Distribution
Address Breakdown
Residential
164
Single Family
124
Multi-Family
40
Businesses
45
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1965
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96052, Lewiston, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,039 (100%) |
| Owner Occupied HU | 575 (55.3%) |
| Renter Occupied HU | 157 (15.1%) |
| Vacant Housing Units | 307 (29.5%) |
| Median Home Value | $439,338 |
| Average Home Value | $537,713 |
Housing Distribution
Address Breakdown
Residential
164
Single Family
124
Multi-Family
40
Businesses
45
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sherri Walhood • Trinity Alps Realty, Inc.
Mls Name: Trinity County AOR
Mls ID: #2112882