125 SNOW HILL ROADGenevaFL32732
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who treat current yield as secondary to long-run equity growth will find 125 SNOW HILL ROAD, Geneva, FL, 32732 in Geneva worth modelling. At $560,000 with a 8.25% gross yield, the $3,852/mo rent leaves $136/mo after the $2,518/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.53 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $154,718 by year five; $5,158/yr in principal reduction adds further equity. Total projected return: $222,181.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 8.0% |
| Monthly Cash Flow | $136 | $1,500 |
City averages based on Geneva market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,852 |
| Total Monthly Debt Service | $3,493 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1969
5.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32732, Geneva, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,270 (100%) |
| Owner Occupied HU | 1,903 (83.8%) |
| Renter Occupied HU | 200 ( 8.8%) |
| Vacant Housing Units | 167 ( 7.4%) |
| Median Home Value | $602,073 |
| Average Home Value | $627,698 |
Housing Distribution
Address Breakdown
Residential
2,058
Single Family
2,058
Multi-Family
0
Businesses
116
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1969
5.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32732, Geneva, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,270 (100%) |
| Owner Occupied HU | 1,903 (83.8%) |
| Renter Occupied HU | 200 ( 8.8%) |
| Vacant Housing Units | 167 ( 7.4%) |
| Median Home Value | $602,073 |
| Average Home Value | $627,698 |
Housing Distribution
Address Breakdown
Residential
2,058
Single Family
2,058
Multi-Family
0
Businesses
116
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices