125 Prospect StCobleskillNY12043
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Rental property for sale in Cobleskill at 125 Prospect St, Cobleskill, NY, 12043 priced at $274,500 converts $1,927/mo rent into $93/mo cash flow after a $1,344/mo obligation. Total monthly income equals $1,927/mo, and annual cash flow totals $1,122/yr on $90,997 invested. Return on cash invested prints 21.14% in year one, and rental yield reads 8.42% against a $274,500 entry. Equity gained on principal adds $1,771/yr, while 5% annual appreciation compiles into $75,839 by year five. Five-year ROI reaches 110.1% and total cumulative return in cash sums $100,186. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $1,927/mo property income covering a $1,344/mo payment, not borrower’s personal income.
Multi Family
Built in 1900
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12043, Cobleskill, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,624 (100%) |
| Owner Occupied HU | 1,871 (51.6%) |
| Renter Occupied HU | 1,259 (34.7%) |
| Vacant Housing Units | 494 (13.6%) |
| Median Home Value | $193,101 |
| Average Home Value | $225,832 |
Housing Distribution
Address Breakdown
Residential
3,127
Single Family
3,004
Multi-Family
123
Businesses
345
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Listed by: Brian L Digiuseppe • DIGIUSEPPE BRIAN L
Mls Name: NY State MLS
Mls ID: #11605382