125 Pine View EstMountain TopPA18707
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeReliable, bankable, and well-priced, 125 Pine View Est, Mountain Top, PA, 18707 in Mountain Top delivers $2,108/mo in gross rent and $375/mo in net monthly income at a $264,500 entry. The 9.57% yield and 1.77 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $73,076 over five years and $2,436/yr in equity from loan paydown, total projected return is $124,883.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 6.2% |
| Monthly Cash Flow | $375 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,108 |
| Total Monthly Debt Service | $1,628 |
| DSCR Ratio | 1.29x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
2.04 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18707, Mountain Top, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,504 (100%) |
| Owner Occupied HU | 5,455 (83.9%) |
| Renter Occupied HU | 619 ( 9.5%) |
| Vacant Housing Units | 430 ( 6.6%) |
| Median Home Value | $320,054 |
| Average Home Value | $348,657 |
Housing Distribution
Address Breakdown
Residential
6,579
Single Family
6,527
Multi-Family
52
Businesses
410
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1960
2.04 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 18707, Mountain Top, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,504 (100%) |
| Owner Occupied HU | 5,455 (83.9%) |
| Renter Occupied HU | 619 ( 9.5%) |
| Vacant Housing Units | 430 ( 6.6%) |
| Median Home Value | $320,054 |
| Average Home Value | $348,657 |
Housing Distribution
Address Breakdown
Residential
6,579
Single Family
6,527
Multi-Family
52
Businesses
410
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Brandi Bell • Christian Saunders Real Estate
Mls Name: Luzerne County AOR
Mls ID: #25-2136