125 Kinsale Pl #5National HarborMD20745
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 125 Kinsale Pl #5, National Harbor, MD, 20745 in National Harbor: $4,636/mo in rent, $204/mo in net income, 9.27% gross yield, 1.72 DSCR, all at $599,990. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $165,766 in appreciation and $5,526/yr in principal paydown projects total cumulative return of $285,821.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 5.2% |
| Monthly Cash Flow | $204 | $800 |
City averages based on National Harbor market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,636 |
| Total Monthly Debt Service | $3,493 |
| DSCR Ratio | 1.33x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20745, Oxon Hill, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,455 (100%) |
| Owner Occupied HU | 5,938 (44.1%) |
| Renter Occupied HU | 6,541 (48.6%) |
| Vacant Housing Units | 976 ( 7.3%) |
| Median Home Value | $416,556 |
| Average Home Value | $454,414 |
Housing Distribution
Address Breakdown
Residential
13,507
Single Family
6,035
Multi-Family
7,472
Businesses
745
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20745, Oxon Hill, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,455 (100%) |
| Owner Occupied HU | 5,938 (44.1%) |
| Renter Occupied HU | 6,541 (48.6%) |
| Vacant Housing Units | 976 ( 7.3%) |
| Median Home Value | $416,556 |
| Average Home Value | $454,414 |
Housing Distribution
Address Breakdown
Residential
13,507
Single Family
6,035
Multi-Family
7,472
Businesses
745
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Joe Petrone • Monument Sotheby's International Realty
Mls Name: Bright MLS
Mls ID: #MDPG2188410