125-127 N Jardin StShenandoahPA17976
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 8.94% yield at 125-127 N Jardin St, Shenandoah, PA, 17976 in Shenandoah is solid, but the $989/mo payment compresses net cash flow to $197/mo at $219,900. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $60,754 by year five, and $2,025/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.66) without U.S. income documentation. Total projected return: $96,437.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.9% | 6.2% |
| Monthly Cash Flow | $197 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,638 |
| Total Monthly Debt Service | $1,353 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1920
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17976, Shenandoah, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,381 (100%) |
| Owner Occupied HU | 1,751 (51.8%) |
| Renter Occupied HU | 778 (23.0%) |
| Vacant Housing Units | 852 (25.2%) |
| Median Home Value | $57,944 |
| Average Home Value | $123,284 |
Housing Distribution
Address Breakdown
Residential
2,740
Single Family
2,643
Multi-Family
97
Businesses
190
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1920
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17976, Shenandoah, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,381 (100%) |
| Owner Occupied HU | 1,751 (51.8%) |
| Renter Occupied HU | 778 (23.0%) |
| Vacant Housing Units | 852 (25.2%) |
| Median Home Value | $57,944 |
| Average Home Value | $123,284 |
Housing Distribution
Address Breakdown
Residential
2,740
Single Family
2,643
Multi-Family
97
Businesses
190
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Cherie Gottshall • Iron Valley Real Estate Coal Region
Mls Name: Bright MLS
Mls ID: #PASK2023406