12497 Josephs Rd, Folsom, LA, 70437 | $202/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Folsom at 12497 Josephs Rd, Folsom, LA, 70437 earns $202/mo cash flow from $2,138/mo rent with a $1,530/mo payment. Total monthly income totals $2,138/mo, and annual cash flow totals $2,421/yr on $103,594 capital. ROI tracks 22.25% on current figures, and rental yield reads 8.21% at a $312,500 purchase. Equity gained on principal adds $2,017/yr, and 5% annual appreciation supports $86,338 over five years. Five-year ROI reaches 115.37% and total cumulative return in cash sums $119,520. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $2,138/mo property income instead of your personal income.

Single Family

Built in 1955

8.88 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 70437, Folsom, LA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	4,100 (100%)
Owner Occupied HU	3,255 (79.4%)
Renter Occupied HU	488 (11.9%)
Vacant Housing Units	357 ( 8.7%)
Median Home Value	$324,035
Average Home Value	$373,023