12493 Back Creek Valley RdHedgesvilleWV25427
INVESTMENT ANALYSIS
Investment Verdict
Solid Income12493 Back Creek Valley Rd, Hedgesville, WV, 25427 in Hedgesville is a solid income-producing rental, 8.77% gross yield, $2,702/mo rent, $562/mo net cash flow on a $369,900 buy. DSCR 1.62 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $102,197 and $3,407/yr in principal reduction project a total cumulative return of $175,826.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 7.8% |
| Monthly Cash Flow | $562 | $450 |
City averages based on Hedgesville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,702 |
| Total Monthly Debt Service | $1,993 |
| DSCR Ratio | 1.36x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
0.75 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25427, Hedgesville, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,965 (100%) |
| Owner Occupied HU | 6,041 (75.8%) |
| Renter Occupied HU | 845 (10.6%) |
| Vacant Housing Units | 1,079 (13.5%) |
| Median Home Value | $311,912 |
| Average Home Value | $325,721 |
Housing Distribution
Address Breakdown
Residential
7,346
Single Family
6,655
Multi-Family
691
Businesses
176
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
0.75 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25427, Hedgesville, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,965 (100%) |
| Owner Occupied HU | 6,041 (75.8%) |
| Renter Occupied HU | 845 (10.6%) |
| Vacant Housing Units | 1,079 (13.5%) |
| Median Home Value | $311,912 |
| Average Home Value | $325,721 |
Housing Distribution
Address Breakdown
Residential
7,346
Single Family
6,655
Multi-Family
691
Businesses
176
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Eric Rodia • Gain Realty
Mls Name: Bright MLS
Mls ID: #WVBE2045258