1247 Reed RdDaltonGA30720
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 4.47% gross rental yield, 1247 Reed Rd, Dalton, GA, 30720 in Dalton is priced for capital growth, not immediate cash flow. The $1,100,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $303,910 by year five, with $10,131/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.83) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $249,563.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.5% | 8.2% |
| Monthly Cash Flow | $(2,597) | $300 |
City averages based on Dalton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,098 |
| Total Monthly Debt Service | $6,257 |
| DSCR Ratio | 0.65x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1999
4.51 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30720, Dalton, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,321 (100%) |
| Owner Occupied HU | 5,767 (50.9%) |
| Renter Occupied HU | 4,449 (39.3%) |
| Vacant Housing Units | 1,105 ( 9.8%) |
| Median Home Value | $283,626 |
| Average Home Value | $323,829 |
Housing Distribution
Address Breakdown
Residential
10,354
Single Family
8,633
Multi-Family
1,721
Businesses
1,360
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1999
4.51 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30720, Dalton, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,321 (100%) |
| Owner Occupied HU | 5,767 (50.9%) |
| Renter Occupied HU | 4,449 (39.3%) |
| Vacant Housing Units | 1,105 ( 9.8%) |
| Median Home Value | $283,626 |
| Average Home Value | $323,829 |
Housing Distribution
Address Breakdown
Residential
10,354
Single Family
8,633
Multi-Family
1,721
Businesses
1,360
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices