12465 Fergus RdSaint CharlesMI48655








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Total monthly income runs $1,934/mo, and a $2,443/mo payment. Purchase price stands at $499,111, and rental yield measures 4.65% with $1,934/mo rent. Return on cash invested shows 10.06% in year one, and 5% annual appreciation builds toward $137,895 over five years. Five-year ROI reaches 50.58% and total cumulative return in cash records $83,693. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,934/mo property income covering a $2,443/mo payment rather than investor’s personal income.
Single Family
Built in 2022
19.77 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 48655, Saint Charles, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,516 (100%) |
| Owner Occupied HU | 2,056 (81.7%) |
| Renter Occupied HU | 314 (12.5%) |
| Vacant Housing Units | 146 ( 5.8%) |
| Median Home Value | $204,050 |
| Average Home Value | $235,154 |
Housing Distribution
Address Breakdown
Residential
2,502
Single Family
2,502
Multi-Family
0
Businesses
114
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Listed by: Joe Harris • EXP Realty
Mls Name: MiRealSource
Mls ID: #50194391








