12460 S Elizabeth StCalumet ParkIL60827
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 12460 S Elizabeth St, Calumet Park, IL, 60827 in Calumet Park. Priced at $129,900, it generates $2,336/mo in gross rent and $1,435/mo in net monthly cash flow, a 21.58% yield that comfortably supports the 4.00 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $17,225. Five-year appreciation: $35,889. Equity from principal paydown: $1,196/yr. Total projected cumulative return: $142,040.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 21.6% | 8.0% |
| Monthly Cash Flow | $1,435 | $300 |
City averages based on Calumet Park market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,336 |
| Total Monthly Debt Service | $849 |
| DSCR Ratio | 2.75x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1936
6,177 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1936
6,177 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices