1246 Rail RdHardinMT59034








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Hardin at 1246 Rail Rd, Hardin, MT, 59034 generates $2,236/mo in rent, after a $2,325/mo payment. Total monthly income is $2,236/mo. Return on cash invested sits at 15.74% in year one, and rental yield is 5.65% on a $475,000 entry. Equity gained on principal adds $3,065/yr, while 5% annual appreciation builds toward $131,234 over five years. Five-year ROI reaches 80.04% and total cumulative return in cash sums $126,031. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $2,236/mo property income rather than buyer’s personal income.
Single Family
Built in 1982
5.23 Acres lot
$N/A/sqft
$7 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59034, Hardin, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,807 (100%) |
| Owner Occupied HU | 975 (54.0%) |
| Renter Occupied HU | 631 (34.9%) |
| Vacant Housing Units | 201 (11.1%) |
| Median Home Value | $176,786 |
| Average Home Value | $220,590 |
Housing Distribution
Address Breakdown
Residential
1,616
Single Family
1,554
Multi-Family
62
Businesses
261
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Listed by: Shonna Ruble • LPT Realty
Mls Name: BMTMLS
Mls Provider:
Mls ID: #351862
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.







