12458 E 13th PlTulsaOK74128
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 12458 E 13th Pl, Tulsa, OK, 74128 in Tulsa: $1,235/mo in rent, $211/mo in net income, 9.43% gross yield, 1.77 DSCR, all at $154,900. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $42,796 in appreciation and $1,427/yr in principal paydown projects total cumulative return of $73,689.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 7.2% |
| Monthly Cash Flow | $211 | $450 |
City averages based on Tulsa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,235 |
| Total Monthly Debt Service | $944 |
| DSCR Ratio | 1.31x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1972
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74128, Tulsa, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,171 (100%) |
| Owner Occupied HU | 2,656 (51.4%) |
| Renter Occupied HU | 1,973 (38.2%) |
| Vacant Housing Units | 542 (10.5%) |
| Median Home Value | $124,712 |
| Average Home Value | $232,693 |
Housing Distribution
Address Breakdown
Residential
4,858
Single Family
4,742
Multi-Family
116
Businesses
333
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1972
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74128, Tulsa, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,171 (100%) |
| Owner Occupied HU | 2,656 (51.4%) |
| Renter Occupied HU | 1,973 (38.2%) |
| Vacant Housing Units | 542 (10.5%) |
| Median Home Value | $124,712 |
| Average Home Value | $232,693 |
Housing Distribution
Address Breakdown
Residential
4,858
Single Family
4,742
Multi-Family
116
Businesses
333
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Luisa Prieto • ASN Realty Group
Mls Name: MLS Technology, Inc.
Mls Provider:
Mls ID: #2516500
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.