12451 NE 20th StBronsonFL32621
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play12451 NE 20th St, Bronson, FL, 32621 in Bronson is priced for appreciation, not yield. Rental yield 3.87%. At $579,000 with a 3.87% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $159,967 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.72) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $93,612.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.9% | 6.0% |
| Monthly Cash Flow | $(1,974) | $250 |
City averages based on Bronson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,868 |
| Total Monthly Debt Service | $3,612 |
| DSCR Ratio | 0.52x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1950
21.02 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32621, Bronson, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,671 (100%) |
| Owner Occupied HU | 2,031 (76.0%) |
| Renter Occupied HU | 377 (14.1%) |
| Vacant Housing Units | 263 ( 9.8%) |
| Median Home Value | $169,938 |
| Average Home Value | $197,538 |
Housing Distribution
Address Breakdown
Residential
2,121
Single Family
2,121
Multi-Family
0
Businesses
179
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1950
21.02 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32621, Bronson, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,671 (100%) |
| Owner Occupied HU | 2,031 (76.0%) |
| Renter Occupied HU | 377 (14.1%) |
| Vacant Housing Units | 263 ( 9.8%) |
| Median Home Value | $169,938 |
| Average Home Value | $197,538 |
Housing Distribution
Address Breakdown
Residential
2,121
Single Family
2,121
Multi-Family
0
Businesses
179
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices