12450 Imboden RoadHudsonCO80642
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 12450 Imboden Road, Hudson, CO, 80642 in Hudson fits: $1,799,900, 4.14% gross yield, and a projected 5% annual appreciation rate adding $497,279 in value within five years. Rental yield 4.14%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.77) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $16,577/yr in principal paydown and $497,279 in appreciation project a total return of $404,320.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.1% | 6.5% |
| Monthly Cash Flow | $(4,280) | $1,200 |
City averages based on Hudson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,210 |
| Total Monthly Debt Service | $9,773 |
| DSCR Ratio | 0.64x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80642, Hudson, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,527 (100%) |
| Owner Occupied HU | 1,265 (82.8%) |
| Renter Occupied HU | 224 (14.7%) |
| Vacant Housing Units | 38 ( 2.5%) |
| Median Home Value | $650,671 |
| Average Home Value | $680,958 |
Housing Distribution
Address Breakdown
Residential
1,123
Single Family
1,123
Multi-Family
0
Businesses
106
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
35 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80642, Hudson, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,527 (100%) |
| Owner Occupied HU | 1,265 (82.8%) |
| Renter Occupied HU | 224 (14.7%) |
| Vacant Housing Units | 38 ( 2.5%) |
| Median Home Value | $650,671 |
| Average Home Value | $680,958 |
Housing Distribution
Address Breakdown
Residential
1,123
Single Family
1,123
Multi-Family
0
Businesses
106
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices