12423 Bond AvenueCutlerCA93615
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow12423 Bond Avenue, Cutler, CA, 93615 in Cutler is a top-tier cash-flow asset. At $149,000 it produces $1,577/mo in rent and $655/mo in net monthly income, a 12.7% gross rental yield. The DSCR of 2.35 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $7,861. Five-year appreciation adds $41,166, driving a total cumulative return of $98,680.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.7% | 6.0% |
| Monthly Cash Flow | $655 | $300 |
City averages based on Cutler market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,577 |
| Total Monthly Debt Service | $862 |
| DSCR Ratio | 1.83x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1941
6,820 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93615, Cutler, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,440 (100%) |
| Owner Occupied HU | 586 (40.7%) |
| Renter Occupied HU | 790 (54.9%) |
| Vacant Housing Units | 64 ( 4.4%) |
| Median Home Value | $226,875 |
| Average Home Value | $285,606 |
Housing Distribution
Address Breakdown
Residential
1,306
Single Family
1,306
Multi-Family
0
Businesses
61
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1941
6,820 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93615, Cutler, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,440 (100%) |
| Owner Occupied HU | 586 (40.7%) |
| Renter Occupied HU | 790 (54.9%) |
| Vacant Housing Units | 64 ( 4.4%) |
| Median Home Value | $226,875 |
| Average Home Value | $285,606 |
Housing Distribution
Address Breakdown
Residential
1,306
Single Family
1,306
Multi-Family
0
Businesses
61
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Gilbert C Requejo • ERA Valley Pro Realty
Mls Name: TCMLS
Mls ID: #236801