12418 Channelview DrNewburgMD20664
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 12418 Channelview Dr, Newburg, MD, 20664 in Newburg hard to pass up. The 10.69% gross yield on a $300,000 purchase results in $2,672/mo in rent and $807/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (1.98). Annual cash flow of $9,679, five-year appreciation of $82,884, and $2,763/yr in equity build-up combine for a projected total cumulative return of $165,688.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.7% | 7.9% |
| Monthly Cash Flow | $807 | $550 |
City averages based on Newburg market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,672 |
| Total Monthly Debt Service | $1,746 |
| DSCR Ratio | 1.53x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1976
0.47 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20664, Newburg, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,416 (100%) |
| Owner Occupied HU | 965 (68.1%) |
| Renter Occupied HU | 222 (15.7%) |
| Vacant Housing Units | 229 (16.2%) |
| Median Home Value | $576,791 |
| Average Home Value | $628,534 |
Housing Distribution
Address Breakdown
Residential
1,204
Single Family
1,204
Multi-Family
0
Businesses
65
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1976
0.47 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20664, Newburg, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,416 (100%) |
| Owner Occupied HU | 965 (68.1%) |
| Renter Occupied HU | 222 (15.7%) |
| Vacant Housing Units | 229 (16.2%) |
| Median Home Value | $576,791 |
| Average Home Value | $628,534 |
Housing Distribution
Address Breakdown
Residential
1,204
Single Family
1,204
Multi-Family
0
Businesses
65
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices