12400 Cypress AveChinoCA91710
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 9.11% yield at 12400 Cypress Ave, Chino, CA, 91710 in Chino is solid, but the $661/mo payment compresses net cash flow to $196/mo at $139,500. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $38,541 by year five, and $1,169/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.60) without U.S. income documentation. Total projected return: $62,902.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 6.0% |
| Monthly Cash Flow | $196 | $1,200 |
City averages based on Chino market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,059 |
| Total Monthly Debt Service | $841 |
| DSCR Ratio | 1.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91710, Chino, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 24,910 (100%) |
| Owner Occupied HU | 15,848 (63.6%) |
| Renter Occupied HU | 8,416 (33.8%) |
| Vacant Housing Units | 646 ( 2.6%) |
| Median Home Value | $678,992 |
| Average Home Value | $710,109 |
Housing Distribution
Address Breakdown
Residential
24,362
Single Family
21,899
Multi-Family
2,463
Businesses
3,155
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: My State MLS
Mls ID: #11885644
