1240 Moses StCamdenAR71701
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 1240 Moses St, Camden, AR, 71701 in Camden: $2,422/mo in rent, $296/mo in net income, 8.27% gross yield, 1.60 DSCR, all at $336,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $92,831 in appreciation and $3,095/yr in principal paydown projects total cumulative return of $153,030.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.0% |
| Monthly Cash Flow | $296 | $300 |
City averages based on Camden market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,422 |
| Total Monthly Debt Service | $1,886 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1975
0.91 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71701, Camden, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,133 (100%) |
| Owner Occupied HU | 5,102 (55.9%) |
| Renter Occupied HU | 2,674 (29.3%) |
| Vacant Housing Units | 1,357 (14.9%) |
| Median Home Value | $128,571 |
| Average Home Value | $238,540 |
Housing Distribution
Address Breakdown
Residential
8,250
Single Family
8,170
Multi-Family
80
Businesses
608
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1975
0.91 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71701, Camden, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,133 (100%) |
| Owner Occupied HU | 5,102 (55.9%) |
| Renter Occupied HU | 2,674 (29.3%) |
| Vacant Housing Units | 1,357 (14.9%) |
| Median Home Value | $128,571 |
| Average Home Value | $238,540 |
Housing Distribution
Address Breakdown
Residential
8,250
Single Family
8,170
Multi-Family
80
Businesses
608
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Naomi Garretson • KO Realty Group
Mls Name: CARMLS
Mls Provider:
Mls ID: #25020878
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