124 W Ruth StMoundridgeKS67107
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 124 W Ruth St, Moundridge, KS, 67107 in Moundridge is narrow, $111/mo net on $909/mo rent after the $540/mo debt service, but the property operates at break-even-plus, not a loss. At $120,000 with a 9.09% yield, the long-run equity case via 5% appreciation ($33,154 over five years) and $1,105/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.68 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $52,845.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 5.5% |
| Monthly Cash Flow | $111 | $250 |
City averages based on Moundridge market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $909 |
| Total Monthly Debt Service | $751 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1920
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67107, Moundridge, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,336 (100%) |
| Owner Occupied HU | 914 (68.4%) |
| Renter Occupied HU | 300 (22.5%) |
| Vacant Housing Units | 122 ( 9.1%) |
| Median Home Value | $215,108 |
| Average Home Value | $252,051 |
Housing Distribution
Address Breakdown
Residential
937
Single Family
921
Multi-Family
16
Businesses
98
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1920
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67107, Moundridge, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,336 (100%) |
| Owner Occupied HU | 914 (68.4%) |
| Renter Occupied HU | 300 (22.5%) |
| Vacant Housing Units | 122 ( 9.1%) |
| Median Home Value | $215,108 |
| Average Home Value | $252,051 |
Housing Distribution
Address Breakdown
Residential
937
Single Family
921
Multi-Family
16
Businesses
98
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: Mid Kansas MLS & Prairie Land Realtors as distributed by MLS GRID
Mls ID: #54480