124 Spruce StEphrataPA17522








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Ephrata at 124 Spruce St, Ephrata, PA, 17522 at $309,000 posts ROI 17.5% with from $1,819/mo rent. Total monthly income equals $1,819/mo. Return on cash invested measures 17.5% and rental yield reads 7.06% at the current $309,000. Equity gained on principal adds $1,994/yr, and 5% annual appreciation supports $85,371 by year five. Five-year ROI prints 90.43% and total cumulative return in cash totals $92,633. You can finance with Ziffy Mortgage’s DSCR loan, which relies on $1,819/mo property income rather than your personal income records (W2s, Paystubs, and Tax returns).
Single Family
Built in 1953
10,019 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17522, Ephrata, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,539 (100%) |
| Owner Occupied HU | 9,086 (67.1%) |
| Renter Occupied HU | 4,032 (29.8%) |
| Vacant Housing Units | 421 ( 3.1%) |
| Median Home Value | $324,829 |
| Average Home Value | $393,887 |
Housing Distribution
Address Breakdown
Residential
13,293
Single Family
12,978
Multi-Family
315
Businesses
1,014
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Listed by: Wendy Stauffer • Kingsway Realty - Ephrata
Mls Name: Bright MLS
Mls ID: #PALA2081048







