124 River Ridge WalkMonroeGA30656
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingFor first-time U.S. investors or those diversifying conservatively, 124 River Ridge Walk, Monroe, GA, 30656 in Monroe offers a clean, manageable entry. Rental yield 6.81%. DSCR 1.26 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $163,086 in additional property value over five years, with $5,437/yr in principal equity building ownership stake. Total projected cumulative return: $204,744.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.8% | 7.0% |
| Monthly Cash Flow | $(296) | $300 |
City averages based on Monroe market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,350 |
| Total Monthly Debt Service | $3,412 |
| DSCR Ratio | 0.98x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2026
0.72 Acres lot
$N/A/sqft
$650 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2026
0.72 Acres lot
$N/A/sqft
$650 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: TOMMY FERGUSON • Reliant Realty, Inc.
Mls Name: FMLS GA
Mls Provider:
Mls ID: #7730007
Disclaimer: Listings identified with the FMLS IDX logo come from FMLS and are held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work please [click here](https://www.fmls.com/dmca) to review our DMCA policy and learn how to submit a takedown request. 2026 First Multiple Listing Service, Inc. [Click here for more information](/mls-disclaimers/#30)