124 Raddin RdGrotonMA01450
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 124 Raddin Rd, Groton, MA, 01450 in Groton earns a 8.48% gross yield at $625,000. Rent of $4,415/mo nets $476/mo after the $2,810/mo mortgage. The 1.57 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $172,676 and $5,756/yr in equity accumulation project a total cumulative return of $267,934.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 5.0% |
| Monthly Cash Flow | $476 | $250 |
City averages based on Groton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,415 |
| Total Monthly Debt Service | $3,691 |
| DSCR Ratio | 1.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1976
1.02 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01450, Groton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,097 (100%) |
| Owner Occupied HU | 3,389 (82.7%) |
| Renter Occupied HU | 531 (13.0%) |
| Vacant Housing Units | 177 ( 4.3%) |
| Median Home Value | $765,491 |
| Average Home Value | $811,949 |
Housing Distribution
Address Breakdown
Residential
4,011
Single Family
3,852
Multi-Family
159
Businesses
273
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1976
1.02 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01450, Groton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,097 (100%) |
| Owner Occupied HU | 3,389 (82.7%) |
| Renter Occupied HU | 531 (13.0%) |
| Vacant Housing Units | 177 ( 4.3%) |
| Median Home Value | $765,491 |
| Average Home Value | $811,949 |
Housing Distribution
Address Breakdown
Residential
4,011
Single Family
3,852
Multi-Family
159
Businesses
273
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jenepher Spencer • Coldwell Banker Realty - Westford
Mls Name: MLS PIN
Mls ID: #73405074