124 Prospect StSchoharieNY12157








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Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Schoharie at 124 Prospect St, Schoharie, NY, 12157 earns from $1,171/mo rent with a $1,468/mo payment. Total monthly income totals $1,171/mo. ROI tracks 9.87% on current figures, and rental yield reads 4.69% at a $299,900 purchase. Equity gained on principal adds $1,935/yr, and 5% annual appreciation supports $82,857 over five years. Five-year ROI reaches 49.67% and total cumulative return in cash sums $49,384. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $1,171/mo property income instead of your personal income.
Multi Family
Built in 1880
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12157, Schoharie, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,968 (100%) |
| Owner Occupied HU | 1,361 (69.2%) |
| Renter Occupied HU | 402 (20.4%) |
| Vacant Housing Units | 205 (10.4%) |
| Median Home Value | $240,027 |
| Average Home Value | $269,741 |
Housing Distribution
Address Breakdown
Residential
1,570
Single Family
1,570
Multi-Family
0
Businesses
159
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