124 Cedar St SEMazeppaMN55956
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 124 Cedar St SE, Mazeppa, MN, 55956 in Mazeppa at $365,000, 5.99% gross yield, is a market-growth asset. Rental yield 5.99%. The $1,823/mo rent partially funds the $1,641/mo debt service; the core return is the 5%/yr price growth projected to add $100,843 over five years. Ziffy Mortgage's DSCR mortgage (1.11) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $109,188.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6% | 6.0% |
| Monthly Cash Flow | $(456) | $400 |
City averages based on Mazeppa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,823 |
| Total Monthly Debt Service | $2,134 |
| DSCR Ratio | 0.85x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1966
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55956, Mazeppa, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 818 (100%) |
| Owner Occupied HU | 650 (79.5%) |
| Renter Occupied HU | 107 (13.1%) |
| Vacant Housing Units | 61 ( 7.5%) |
| Median Home Value | $359,259 |
| Average Home Value | $399,604 |
Housing Distribution
Address Breakdown
Residential
687
Single Family
675
Multi-Family
12
Businesses
29
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1966
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55956, Mazeppa, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 818 (100%) |
| Owner Occupied HU | 650 (79.5%) |
| Renter Occupied HU | 107 (13.1%) |
| Vacant Housing Units | 61 ( 7.5%) |
| Median Home Value | $359,259 |
| Average Home Value | $399,604 |
Housing Distribution
Address Breakdown
Residential
687
Single Family
675
Multi-Family
12
Businesses
29
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices