124 5th Ave APT 1San FranciscoCA94118
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 124 5th Ave APT 1, San Francisco, CA, 94118 in San Francisco speaks for itself: 11.82% gross on a $899,000 price, generating $8,855/mo in rent and $2,888/mo in net income after the $4,042/mo debt service. DSCR 2.19, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $34,661 stacks alongside $248,377 in projected five-year appreciation and $8,280/yr in principal reduction. Projected total cumulative return: $528,548.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.8% | 4.5% |
| Monthly Cash Flow | $2,888 | $2,800 |
City averages based on San Francisco market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $8,855 |
| Total Monthly Debt Service | $5,609 |
| DSCR Ratio | 1.58x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1966
2,968 sqft lot
$N/A/sqft
$405 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94118, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,983 (100%) |
| Owner Occupied HU | 5,824 (30.7%) |
| Renter Occupied HU | 11,565 (60.9%) |
| Vacant Housing Units | 1,594 ( 8.4%) |
| Median Home Value | $1,980,876 |
| Average Home Value | $1,770,504 |
Housing Distribution
Address Breakdown
Residential
17,881
Single Family
9,029
Multi-Family
8,852
Businesses
1,423
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1966
2,968 sqft lot
$N/A/sqft
$405 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94118, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,983 (100%) |
| Owner Occupied HU | 5,824 (30.7%) |
| Renter Occupied HU | 11,565 (60.9%) |
| Vacant Housing Units | 1,594 ( 8.4%) |
| Median Home Value | $1,980,876 |
| Average Home Value | $1,770,504 |
Housing Distribution
Address Breakdown
Residential
17,881
Single Family
9,029
Multi-Family
8,852
Businesses
1,423
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices