1236 Warson Pines DrSaint LouisMO63132
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingSteady, low-maintenance, and fundable: 1236 Warson Pines Dr, Saint Louis, MO, 63132 in Saint Louis at $675,000. Rental yield 6.2%. The 6.2% yield and 1.15 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $186,490 by year five, and $6,217/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $209,808.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.2% | 7.8% |
| Monthly Cash Flow | $(719) | $450 |
City averages based on Saint Louis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,485 |
| Total Monthly Debt Service | $3,935 |
| DSCR Ratio | 0.89x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1965
0.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63132, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,659 (100%) |
| Owner Occupied HU | 3,367 (50.6%) |
| Renter Occupied HU | 2,646 (39.7%) |
| Vacant Housing Units | 646 ( 9.7%) |
| Median Home Value | $414,155 |
| Average Home Value | $474,960 |
Housing Distribution
Address Breakdown
Residential
5,642
Single Family
4,589
Multi-Family
1,053
Businesses
1,233
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1965
0.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63132, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,659 (100%) |
| Owner Occupied HU | 3,367 (50.6%) |
| Renter Occupied HU | 2,646 (39.7%) |
| Vacant Housing Units | 646 ( 9.7%) |
| Median Home Value | $414,155 |
| Average Home Value | $474,960 |
Housing Distribution
Address Breakdown
Residential
5,642
Single Family
4,589
Multi-Family
1,053
Businesses
1,233
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Bridget Forbes • Berkshire Hathaway HomeServices Select Properties
Mls Name: MARIS
Mls ID: #25051952