12349 Felipe StEl MonteCA91732
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderCapital preservation and steady income define 12349 Felipe St, El Monte, CA, 91732 in El Monte. Rental yield 7.84%. The 1.45 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $300,594 and $10,021/yr in principal reduction project total return of $412,951.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 5.0% |
| Monthly Cash Flow | $(20) | $1,200 |
City averages based on El Monte market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,105 |
| Total Monthly Debt Service | $6,693 |
| DSCR Ratio | 1.06x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2007
3,651 sqft lot
$N/A/sqft
$180 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91732, El Monte, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,272 (100%) |
| Owner Occupied HU | 6,874 (42.2%) |
| Renter Occupied HU | 8,949 (55.0%) |
| Vacant Housing Units | 449 ( 2.8%) |
| Median Home Value | $730,825 |
| Average Home Value | $782,733 |
Housing Distribution
Address Breakdown
Residential
15,548
Single Family
11,316
Multi-Family
4,232
Businesses
978
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2007
3,651 sqft lot
$N/A/sqft
$180 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91732, El Monte, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,272 (100%) |
| Owner Occupied HU | 6,874 (42.2%) |
| Renter Occupied HU | 8,949 (55.0%) |
| Vacant Housing Units | 449 ( 2.8%) |
| Median Home Value | $730,825 |
| Average Home Value | $782,733 |
Housing Distribution
Address Breakdown
Residential
15,548
Single Family
11,316
Multi-Family
4,232
Businesses
978
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices