12330 Circula PanoramaNorth TustinCA92705
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 12330 Circula Panorama, North Tustin, CA, 92705 in North Tustin deserves attention. This $429,998 property earns $6,262/mo in rent, a 17.47% gross yield, and nets $3,520/mo after the $1,934/mo payment. DSCR 3.24 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $118,801 compounds alongside $3,960/yr in yearly equity build, for a total cumulative return of $389,960.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 17.5% | 5.3% |
| Monthly Cash Flow | $3,520 | $800 |
City averages based on North Tustin market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,262 |
| Total Monthly Debt Service | $2,570 |
| DSCR Ratio | 2.44x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92705, Santa Ana, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,074 (100%) |
| Owner Occupied HU | 10,416 (54.6%) |
| Renter Occupied HU | 7,375 (38.7%) |
| Vacant Housing Units | 1,283 ( 6.7%) |
| Median Home Value | $1,219,782 |
| Average Home Value | $1,251,493 |
Housing Distribution
Address Breakdown
Residential
16,735
Single Family
15,020
Multi-Family
1,715
Businesses
4,311
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
0.27 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92705, Santa Ana, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,074 (100%) |
| Owner Occupied HU | 10,416 (54.6%) |
| Renter Occupied HU | 7,375 (38.7%) |
| Vacant Housing Units | 1,283 ( 6.7%) |
| Median Home Value | $1,219,782 |
| Average Home Value | $1,251,493 |
Housing Distribution
Address Breakdown
Residential
16,735
Single Family
15,020
Multi-Family
1,715
Businesses
4,311
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices