1232 Spruce StPuebloCO81004








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Pueblo at 1232 Spruce St, Pueblo, CO, 81004 uses $36,465 cash to close to unlock $2,188/yr annual cash flow and $182/mo monthly cash flow. Total monthly income runs $841/mo, and a $538/mo payment keeps the spread at $182/mo. Purchase price stands at $110,000, and rental yield measures 9.17% with $841/mo rent. Return on cash invested shows 25.91% in year one, and 5% annual appreciation builds toward $30,391 over five years. Five-year ROI reaches 134.82% and total cumulative return in cash records $49,164. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $841/mo property income covering a $538/mo payment rather than investor’s personal income.
Single Family
Built in 1900
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 81004, Pueblo, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,368 (100%) |
| Owner Occupied HU | 6,011 (48.6%) |
| Renter Occupied HU | 5,493 (44.4%) |
| Vacant Housing Units | 864 ( 7.0%) |
| Median Home Value | $227,565 |
| Average Home Value | $298,676 |
Housing Distribution
Address Breakdown
Residential
11,182
Single Family
10,654
Multi-Family
528
Businesses
697
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Listed by: Candy Ulibarri • Keller Williams Performance Realty
Mls Name: PAR
Mls Provider:
Mls ID: #232418
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.





