12319 Sunshine HillAtascosaTX78002
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 4.1% gross rental yield, 12319 Sunshine Hill, Atascosa, TX, 78002 in Atascosa is priced for capital growth, not immediate cash flow. The $456,595 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $126,149 by year five, with $4,205/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.76) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $64,446.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 4.1% | 6.2% |
| Monthly Cash Flow | $(1,720) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,560 |
| Total Monthly Debt Service | $3,099 |
| DSCR Ratio | 0.50x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
0.50 Acres lot
$N/A/sqft
$400 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78002, Atascosa, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,004 (100%) |
| Owner Occupied HU | 2,233 (74.3%) |
| Renter Occupied HU | 506 (16.8%) |
| Vacant Housing Units | 265 ( 8.8%) |
| Median Home Value | $277,130 |
| Average Home Value | $322,754 |
Housing Distribution
Address Breakdown
Residential
2,467
Single Family
2,467
Multi-Family
0
Businesses
81
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
0.50 Acres lot
$N/A/sqft
$400 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78002, Atascosa, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,004 (100%) |
| Owner Occupied HU | 2,233 (74.3%) |
| Renter Occupied HU | 506 (16.8%) |
| Vacant Housing Units | 265 ( 8.8%) |
| Median Home Value | $277,130 |
| Average Home Value | $322,754 |
Housing Distribution
Address Breakdown
Residential
2,467
Single Family
2,467
Multi-Family
0
Businesses
81
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jaclyn Calhoun • Escape Realty
Mls Name: SABOR
Mls Provider:
Mls ID: #1838386
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.