12315 Harding Ave, San Martin, CA, 95046 | ROI: 7.06%

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in San Martin at 12315 Harding Ave, San Martin, CA, 95046 projects strong ROI of 7.06%. Rental yield 3.11%. With 5% annual appreciation, the property builds $897,915 in value over five years. Equity growth combined delivers a projected five-year ROI of 33.82%, translating into $356,156 in total cumulative return on $1,053,000 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.

Single Family

Built in 1998

3.12 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 95046, San Martin, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	1,919 (100%)
Owner Occupied HU	1,294 (67.4%)
Renter Occupied HU	507 (26.4%)
Vacant Housing Units	118 ( 6.1%)
Median Home Value	$1,586,420
Average Home Value	$1,563,049