1231 S Gary PlTulsaOK74104
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 1231 S Gary Pl, Tulsa, OK, 74104 in Tulsa deserves attention. This $269,000 property earns $2,388/mo in rent, a 10.65% gross yield, and nets $670/mo after the $1,210/mo payment. DSCR 1.97 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $74,320 compounds alongside $2,478/yr in yearly equity build, for a total cumulative return of $145,345.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.7% | 7.2% |
| Monthly Cash Flow | $670 | $450 |
City averages based on Tulsa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,388 |
| Total Monthly Debt Service | $1,611 |
| DSCR Ratio | 1.48x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1925
7,013 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74104, Tulsa, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,251 (100%) |
| Owner Occupied HU | 2,514 (40.2%) |
| Renter Occupied HU | 2,794 (44.7%) |
| Vacant Housing Units | 943 (15.1%) |
| Median Home Value | $282,422 |
| Average Home Value | $339,754 |
Housing Distribution
Address Breakdown
Residential
5,785
Single Family
5,110
Multi-Family
675
Businesses
737
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1925
7,013 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74104, Tulsa, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,251 (100%) |
| Owner Occupied HU | 2,514 (40.2%) |
| Renter Occupied HU | 2,794 (44.7%) |
| Vacant Housing Units | 943 (15.1%) |
| Median Home Value | $282,422 |
| Average Home Value | $339,754 |
Housing Distribution
Address Breakdown
Residential
5,785
Single Family
5,110
Multi-Family
675
Businesses
737
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices