12307 Gambit DrStaffordTX77477
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe headline number at 12307 Gambit Dr, Stafford, TX, 77477 in Stafford is the 1.55 coverage ratio: rent of $1,500/mo versus a $967/mo debt payment on a $215,000 property. Rental yield 8.37%. That margin is what gives Ziffy Mortgage's DSCR loan the coverage it needs for a clean, fast approval, no W-2s, no U.S. residency. Appreciation at 5%/yr projects $59,401 by year five, with $1,980/yr in equity from paydown. Total projected cumulative return: $79,156.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 6.2% |
| Monthly Cash Flow | $(52) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,500 |
| Total Monthly Debt Service | $1,466 |
| DSCR Ratio | 1.02x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1980
6,298 sqft lot
$N/A/sqft
$275 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77477, Stafford, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,943 (100%) |
| Owner Occupied HU | 6,026 (37.8%) |
| Renter Occupied HU | 8,493 (53.3%) |
| Vacant Housing Units | 1,424 ( 8.9%) |
| Median Home Value | $281,260 |
| Average Home Value | $312,979 |
Housing Distribution
Address Breakdown
Residential
14,307
Single Family
7,249
Multi-Family
7,058
Businesses
2,367
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1980
6,298 sqft lot
$N/A/sqft
$275 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77477, Stafford, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,943 (100%) |
| Owner Occupied HU | 6,026 (37.8%) |
| Renter Occupied HU | 8,493 (53.3%) |
| Vacant Housing Units | 1,424 ( 8.9%) |
| Median Home Value | $281,260 |
| Average Home Value | $312,979 |
Housing Distribution
Address Breakdown
Residential
14,307
Single Family
7,249
Multi-Family
7,058
Businesses
2,367
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Teresa Schroit • Orchard Brokerage
Mls Name: HAR
Mls Provider:
Mls ID: #10516447
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