1230 Gardenia Dr #12Mount UllaNC28125
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 1230 Gardenia Dr #12, Mount Ulla, NC, 28125 in Mount Ulla is capital appreciation. Rental yield 0%. The 0% gross yield at $556,900 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $153,861 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.00) without U.S. credit history; structure with a larger down payment to optimise coverage.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 0% | 6.2% |
| Monthly Cash Flow | $0 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
Single Family
Built in 2025
0.93 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 28125, Mount Ulla, NC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,262 (100%) |
| Owner Occupied HU | 980 (77.7%) |
| Renter Occupied HU | 214 (17.0%) |
| Vacant Housing Units | 68 ( 5.4%) |
| Median Home Value | $368,932 |
| Average Home Value | $424,416 |
Housing Distribution
Address Breakdown
Residential
1,206
Single Family
1,206
Multi-Family
0
Businesses
57
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
0.93 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 28125, Mount Ulla, NC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,262 (100%) |
| Owner Occupied HU | 980 (77.7%) |
| Renter Occupied HU | 214 (17.0%) |
| Vacant Housing Units | 68 ( 5.4%) |
| Median Home Value | $368,932 |
| Average Home Value | $424,416 |
Housing Distribution
Address Breakdown
Residential
1,206
Single Family
1,206
Multi-Family
0
Businesses
57
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Listed by: Rebecca Spires • Adams Homes Realty-NC, Inc.
Mls Name: Canopy MLS as distributed by MLS GRID
Mls ID: #4299918