123 Willard RdAshburnhamMA01430
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderInvestors who treat current yield as secondary to long-run equity growth will find 123 Willard Rd, Ashburnham, MA, 01430 in Ashburnham worth modelling. At $498,750 with a 7.6% gross yield, the $3,159/mo rent leaves $15/mo after the $2,243/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.41 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $137,795 by year five; $4,594/yr in principal reduction adds further equity. Total projected return: $190,356.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 5.0% |
| Monthly Cash Flow | $15 | $450 |
City averages based on Ashburnham market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,159 |
| Total Monthly Debt Service | $2,945 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2000
27.98 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01430, Ashburnham, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,877 (100%) |
| Owner Occupied HU | 2,250 (78.2%) |
| Renter Occupied HU | 230 ( 8.0%) |
| Vacant Housing Units | 397 (13.8%) |
| Median Home Value | $473,821 |
| Average Home Value | $527,711 |
Housing Distribution
Address Breakdown
Residential
2,281
Single Family
2,257
Multi-Family
24
Businesses
93
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2000
27.98 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01430, Ashburnham, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,877 (100%) |
| Owner Occupied HU | 2,250 (78.2%) |
| Renter Occupied HU | 230 ( 8.0%) |
| Vacant Housing Units | 397 (13.8%) |
| Median Home Value | $473,821 |
| Average Home Value | $527,711 |
Housing Distribution
Address Breakdown
Residential
2,281
Single Family
2,257
Multi-Family
24
Businesses
93
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: James Greelish • Greelish Realty
Mls Name: MLS PIN
Mls ID: #73435476