123 Upper Gibson RdMiddlesboroKY40965








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Middlesboro at 123 Upper Gibson Rd, Middlesboro, KY, 40965 uses $54,698 cash to close to unlock $2,956/yr annual cash flow and $246/mo monthly cash flow. Total monthly income runs $1,251/mo, and a $808/mo payment keeps the spread at $246/mo. Purchase price stands at $165,000, and rental yield measures 9.1% with $1,251/mo rent. Return on cash invested shows 25.31% in year one, and 5% annual appreciation builds toward $45,586 over five years. Five-year ROI reaches 131.76% and total cumulative return in cash records $72,071. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,251/mo property income covering a $808/mo payment rather than investor’s personal income.
Single Family
Built in 1945
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40965, Middlesboro, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,051 (100%) |
| Owner Occupied HU | 2,896 (47.9%) |
| Renter Occupied HU | 2,268 (37.5%) |
| Vacant Housing Units | 887 (14.7%) |
| Median Home Value | $97,436 |
| Average Home Value | $152,081 |
Housing Distribution
Address Breakdown
Residential
5,459
Single Family
5,458
Multi-Family
1
Businesses
656
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Listed by: Megan Stanaford • Black Diamond Realty
Mls Name: Imagine MLS
Mls ID: #25502716








