123 Rooming House WayPlymouthNH03264
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 123 Rooming House Way, Plymouth, NH, 03264 in Plymouth. Rental yield 1.16%. At $1,190,000 with 1.16% gross yield, current distributions are modest, but the 5% appreciation rate projects $328,775 in new equity by year five, complemented by $10,960/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.22) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $14,829.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 1.2% | 6.2% |
| Monthly Cash Flow | $(6,823) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,153 |
| Total Monthly Debt Service | $7,503 |
| DSCR Ratio | 0.15x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1890
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03264, Plymouth, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,682 (100%) |
| Owner Occupied HU | 1,357 (50.6%) |
| Renter Occupied HU | 949 (35.4%) |
| Vacant Housing Units | 376 (14.0%) |
| Median Home Value | $406,250 |
| Average Home Value | $456,789 |
Housing Distribution
Address Breakdown
Residential
2,358
Single Family
2,126
Multi-Family
232
Businesses
408
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1890
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03264, Plymouth, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,682 (100%) |
| Owner Occupied HU | 1,357 (50.6%) |
| Renter Occupied HU | 949 (35.4%) |
| Vacant Housing Units | 376 (14.0%) |
| Median Home Value | $406,250 |
| Average Home Value | $456,789 |
Housing Distribution
Address Breakdown
Residential
2,358
Single Family
2,126
Multi-Family
232
Businesses
408
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLS PIN
Mls ID: #73528150