123 N Jefferson StBataviaIL60510
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow123 N Jefferson St, Batavia, IL, 60510 in Batavia is a top-tier cash-flow asset. At $629,900 it produces $5,696/mo in rent and $1,327/mo in net monthly income, a 10.85% gross rental yield. The DSCR of 2.01 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $15,928. Five-year appreciation adds $174,030, driving a total cumulative return of $326,291.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.9% | 7.0% |
| Monthly Cash Flow | $1,327 | $400 |
City averages based on Batavia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,696 |
| Total Monthly Debt Service | $4,118 |
| DSCR Ratio | 1.38x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2012
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60510, Batavia, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,636 (100%) |
| Owner Occupied HU | 8,969 (77.1%) |
| Renter Occupied HU | 2,287 (19.7%) |
| Vacant Housing Units | 380 ( 3.3%) |
| Median Home Value | $415,386 |
| Average Home Value | $451,716 |
Housing Distribution
Address Breakdown
Residential
11,287
Single Family
9,923
Multi-Family
1,364
Businesses
1,057
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2012
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60510, Batavia, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,636 (100%) |
| Owner Occupied HU | 8,969 (77.1%) |
| Renter Occupied HU | 2,287 (19.7%) |
| Vacant Housing Units | 380 ( 3.3%) |
| Median Home Value | $415,386 |
| Average Home Value | $451,716 |
Housing Distribution
Address Breakdown
Residential
11,287
Single Family
9,923
Multi-Family
1,364
Businesses
1,057
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices