123 Meadow LnPollockLA71467
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 123 Meadow Ln, Pollock, LA, 71467 in Pollock fits: $287,900, 5.75% gross yield, and a projected 5% annual appreciation rate adding $79,541 in value within five years. Rental yield 5.75%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (1.07) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $2,652/yr in principal paydown and $79,541 in appreciation project a total return of $83,199.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.8% | 7.0% |
| Monthly Cash Flow | $(403) | $450 |
City averages based on Pollock market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,380 |
| Total Monthly Debt Service | $1,669 |
| DSCR Ratio | 0.83x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2023
0.88 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71467, Pollock, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,400 (100%) |
| Owner Occupied HU | 1,692 (70.5%) |
| Renter Occupied HU | 405 (16.9%) |
| Vacant Housing Units | 303 (12.6%) |
| Median Home Value | $203,049 |
| Average Home Value | $199,569 |
Housing Distribution
Address Breakdown
Residential
2,234
Single Family
2,234
Multi-Family
0
Businesses
81
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2023
0.88 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71467, Pollock, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,400 (100%) |
| Owner Occupied HU | 1,692 (70.5%) |
| Renter Occupied HU | 405 (16.9%) |
| Vacant Housing Units | 303 (12.6%) |
| Median Home Value | $203,049 |
| Average Home Value | $199,569 |
Housing Distribution
Address Breakdown
Residential
2,234
Single Family
2,234
Multi-Family
0
Businesses
81
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices