123 Kestrel CtBrisbaneCA94005
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 123 Kestrel Ct, Brisbane, CA, 94005 in Brisbane is capital appreciation. Rental yield 3.85%. The 3.85% gross yield at $1,490,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $411,660 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.96) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $298,825.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.9% | 5.2% |
| Monthly Cash Flow | $(5,898) | $300 |
City averages based on Brisbane market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,439 |
| Total Monthly Debt Service | $10,081 |
| DSCR Ratio | 0.64x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1997
1.06 Acres lot
$N/A/sqft
$864 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94005, Brisbane, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,044 (100%) |
| Owner Occupied HU | 1,231 (60.2%) |
| Renter Occupied HU | 715 (35.0%) |
| Vacant Housing Units | 98 ( 4.8%) |
| Median Home Value | $1,507,647 |
| Average Home Value | $1,447,922 |
Housing Distribution
Address Breakdown
Residential
1,950
Single Family
1,541
Multi-Family
409
Businesses
489
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1997
1.06 Acres lot
$N/A/sqft
$864 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94005, Brisbane, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,044 (100%) |
| Owner Occupied HU | 1,231 (60.2%) |
| Renter Occupied HU | 715 (35.0%) |
| Vacant Housing Units | 98 ( 4.8%) |
| Median Home Value | $1,507,647 |
| Average Home Value | $1,447,922 |
Housing Distribution
Address Breakdown
Residential
1,950
Single Family
1,541
Multi-Family
409
Businesses
489
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Eutina Yu T. Chou • Coldwell Banker Realty
Mls Name: SFAR
Mls Provider:
Mls ID: #425032627
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.