123 College RdHuntingtonAR72940
INVESTMENT ANALYSIS
Investment Verdict
Solid Income123 College Rd, Huntington, AR, 72940 in Huntington is a solid income-producing rental, 9.51% gross yield, $943/mo rent, $228/mo net cash flow on a $119,000 buy. DSCR 1.76 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $32,878 and $1,096/yr in principal reduction project a total cumulative return of $59,741.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 7.0% |
| Monthly Cash Flow | $228 | $500 |
City averages based on Huntington market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $943 |
| Total Monthly Debt Service | $668 |
| DSCR Ratio | 1.41x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
0.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72940, Huntington, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,158 (100%) |
| Owner Occupied HU | 870 (75.1%) |
| Renter Occupied HU | 155 (13.4%) |
| Vacant Housing Units | 133 (11.5%) |
| Median Home Value | $217,619 |
| Average Home Value | $231,227 |
Housing Distribution
Address Breakdown
Residential
903
Single Family
903
Multi-Family
0
Businesses
34
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
0.32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72940, Huntington, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,158 (100%) |
| Owner Occupied HU | 870 (75.1%) |
| Renter Occupied HU | 155 (13.4%) |
| Vacant Housing Units | 133 (11.5%) |
| Median Home Value | $217,619 |
| Average Home Value | $231,227 |
Housing Distribution
Address Breakdown
Residential
903
Single Family
903
Multi-Family
0
Businesses
34
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sandy Pyles • Chuck Fawcett Realty Greenwood branch
Mls Name: Western River Valley BOR
Mls ID: #1086937