123 Alder DrLowmanID83637
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 123 Alder Dr, Lowman, ID, 83637 in Lowman. At $425,000 it earns $3,113/mo in rent and distributes $655/mo to the owner after the $1,911/mo payment, a consistent 8.79% yield. DSCR 1.63 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $117,420 in value; $3,914/yr in principal paydown compounds ownership stake. Total projected return: $203,375.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 7.0% |
| Monthly Cash Flow | $655 | $1,500 |
City averages based on Lowman market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,113 |
| Total Monthly Debt Service | $2,276 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
1.11 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83637, Lowman, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 501 (100%) |
| Owner Occupied HU | 124 (24.8%) |
| Renter Occupied HU | 31 ( 6.2%) |
| Vacant Housing Units | 346 (69.1%) |
| Median Home Value | $476,471 |
| Average Home Value | $538,911 |
Housing Distribution
Address Breakdown
Residential
205
Single Family
203
Multi-Family
2
Businesses
10
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
1.11 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 83637, Lowman, ID area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 501 (100%) |
| Owner Occupied HU | 124 (24.8%) |
| Renter Occupied HU | 31 ( 6.2%) |
| Vacant Housing Units | 346 (69.1%) |
| Median Home Value | $476,471 |
| Average Home Value | $538,911 |
Housing Distribution
Address Breakdown
Residential
205
Single Family
203
Multi-Family
2
Businesses
10
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices