1229 Titania CtLas CrucesNM88007
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 1229 Titania Ct, Las Cruces, NM, 88007 in Las Cruces at $999,000, 3.59% gross yield, is a market-growth asset. Rental yield 3.59%. The $2,980/mo rent partially funds the $4,492/mo debt service; the core return is the 5%/yr price growth projected to add $276,005 over five years. Ziffy Mortgage's DSCR mortgage (0.66) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $189,146.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.6% | 9.2% |
| Monthly Cash Flow | $(2,923) | $450 |
City averages based on Las Cruces market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,980 |
| Total Monthly Debt Service | $5,512 |
| DSCR Ratio | 0.54x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2005
1.54 Acres lot
$N/A/sqft
$550 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2005
1.54 Acres lot
$N/A/sqft
$550 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Charles P Fowler • BHGRE Steinborn & Associates
Mls Name: SNMMLS
Mls ID: #2500466
Disclaimer: The information provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Listing information is deemed reliable, but not guaranteed.