1229 Picasso DrSunnyvaleCA94087
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 1229 Picasso Dr, Sunnyvale, CA, 94087 in Sunnyvale fits: $1,098,000, 4.79% gross yield, and a projected 5% annual appreciation rate adding $303,357 in value within five years. Rental yield 4.79%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.89) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $10,113/yr in principal paydown and $303,357 in appreciation project a total return of $261,099.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.8% | 5.0% |
| Monthly Cash Flow | $(2,412) | $1,500 |
City averages based on Sunnyvale market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,380 |
| Total Monthly Debt Service | $6,356 |
| DSCR Ratio | 0.69x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1972
1,045 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94087, Sunnyvale, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,627 (100%) |
| Owner Occupied HU | 10,821 (52.5%) |
| Renter Occupied HU | 8,847 (42.9%) |
| Vacant Housing Units | 959 ( 4.6%) |
| Median Home Value | $2,000,001 |
| Average Home Value | $1,855,233 |
Housing Distribution
Address Breakdown
Residential
21,085
Single Family
16,137
Multi-Family
4,948
Businesses
1,175
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1972
1,045 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94087, Sunnyvale, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,627 (100%) |
| Owner Occupied HU | 10,821 (52.5%) |
| Renter Occupied HU | 8,847 (42.9%) |
| Vacant Housing Units | 959 ( 4.6%) |
| Median Home Value | $2,000,001 |
| Average Home Value | $1,855,233 |
Housing Distribution
Address Breakdown
Residential
21,085
Single Family
16,137
Multi-Family
4,948
Businesses
1,175
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: David Lillo • DPL Real Estate
Mls Name: MLSListings Inc
Mls ID: #ML82022872