12287 E American AveDel ReyCA93616
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Del Rey at 12287 E American Ave, Del Rey, CA, 93616 projects strong ROI of 0.7%. Rental yield 1.22%. With 5% annual appreciation, the property builds $1,105,126 in value over five years. Equity growth combined delivers a projected five-year ROI of 16.52%, translating into $186,731 in total cumulative return on $1,130,000 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1.2% | 6.0% |
| Monthly Cash Flow | $(20,667) | $1,200 |
City averages based on Del Rey market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,078 |
| Total Monthly Debt Service | $23,153 |
| DSCR Ratio | 0.18x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2021
18.85 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93616, Del Rey, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 636 (100%) |
| Owner Occupied HU | 308 (48.4%) |
| Renter Occupied HU | 304 (47.8%) |
| Vacant Housing Units | 24 ( 3.8%) |
| Median Home Value | $448,000 |
| Average Home Value | $497,427 |
Housing Distribution
Address Breakdown
Residential
405
Single Family
357
Multi-Family
48
Businesses
32
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2021
18.85 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93616, Del Rey, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 636 (100%) |
| Owner Occupied HU | 308 (48.4%) |
| Renter Occupied HU | 304 (47.8%) |
| Vacant Housing Units | 24 ( 3.8%) |
| Median Home Value | $448,000 |
| Average Home Value | $497,427 |
Housing Distribution
Address Breakdown
Residential
405
Single Family
357
Multi-Family
48
Businesses
32
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Alvina L. Castelan • Epique Realty
Mls Name: Fresno MLS
Mls ID: #623713