1227 S 7th AveSaffordAZ85546
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis is a cash-flow-light asset: 1227 S 7th Ave, Safford, AZ, 85546 in Safford, $110,000, 9.11% gross yield, $185/mo net income. Consider it a market-entry position, the $835/mo rent covers the $495/mo payment with a margin, and 5%/yr appreciation is projected to add $30,391 to the asset's value over five years. Ziffy Mortgage approves DSCR loans (coverage 1.69) for non-U.S. residents without domestic income documentation. Consider a higher down payment to widen the monthly margin. Total projected return: $53,485.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 8.0% |
| Monthly Cash Flow | $185 | $250 |
City averages based on Safford market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $835 |
| Total Monthly Debt Service | $606 |
| DSCR Ratio | 1.38x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1959
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85546, Safford, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,183 (100%) |
| Owner Occupied HU | 5,534 (67.6%) |
| Renter Occupied HU | 1,785 (21.8%) |
| Vacant Housing Units | 864 (10.6%) |
| Median Home Value | $234,946 |
| Average Home Value | $252,509 |
Housing Distribution
Address Breakdown
Residential
6,762
Single Family
6,190
Multi-Family
572
Businesses
443
Nearby investment properties with comparable rents
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1959
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85546, Safford, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,183 (100%) |
| Owner Occupied HU | 5,534 (67.6%) |
| Renter Occupied HU | 1,785 (21.8%) |
| Vacant Housing Units | 864 (10.6%) |
| Median Home Value | $234,946 |
| Average Home Value | $252,509 |
Housing Distribution
Address Breakdown
Residential
6,762
Single Family
6,190
Multi-Family
572
Businesses
443
Nearby investment properties with comparable rents