12265 Woodruff Ave Space 39DowneyCA90241
INVESTMENT ANALYSIS
Investment Verdict
Solid Income12265 Woodruff Ave Space 39, Downey, CA, 90241 in Downey is a solid income-producing rental, 9.62% gross yield, $882/mo rent, $202/mo net cash flow on a $110,000 buy. DSCR 1.78 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $30,391 and $1,013/yr in principal reduction project a total cumulative return of $54,661.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 5.0% |
| Monthly Cash Flow | $202 | $1,500 |
City averages based on Downey market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $882 |
| Total Monthly Debt Service | $637 |
| DSCR Ratio | 1.39x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1952
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90241, Downey, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,500 (100%) |
| Owner Occupied HU | 6,045 (41.7%) |
| Renter Occupied HU | 7,950 (54.8%) |
| Vacant Housing Units | 505 ( 3.5%) |
| Median Home Value | $826,458 |
| Average Home Value | $869,737 |
Housing Distribution
Address Breakdown
Residential
14,698
Single Family
8,972
Multi-Family
5,726
Businesses
1,937
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1952
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90241, Downey, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,500 (100%) |
| Owner Occupied HU | 6,045 (41.7%) |
| Renter Occupied HU | 7,950 (54.8%) |
| Vacant Housing Units | 505 ( 3.5%) |
| Median Home Value | $826,458 |
| Average Home Value | $869,737 |
Housing Distribution
Address Breakdown
Residential
14,698
Single Family
8,972
Multi-Family
5,726
Businesses
1,937
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: CRMLS
Mls ID: #DW26048901