12265 Bellaire StreetThorntonCO80241
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderSolid, durable, and financeable, 12265 Bellaire Street, Thornton, CO, 80241 in Thornton earns a 7.79% gross yield at $499,900. Rent of $3,245/mo nets $331/mo after the $2,248/mo mortgage. The 1.44 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $138,113 and $4,604/yr in equity accumulation project a total cumulative return of $210,138.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 5.8% |
| Monthly Cash Flow | $331 | $285 |
City averages based on Thornton market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,245 |
| Total Monthly Debt Service | $2,714 |
| DSCR Ratio | 1.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1982
7,800 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80241, Denver, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,194 (100%) |
| Owner Occupied HU | 8,746 (61.6%) |
| Renter Occupied HU | 4,583 (32.3%) |
| Vacant Housing Units | 865 ( 6.1%) |
| Median Home Value | $589,153 |
| Average Home Value | $615,586 |
Housing Distribution
Address Breakdown
Residential
12,715
Single Family
9,810
Multi-Family
2,905
Businesses
241
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1982
7,800 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80241, Denver, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,194 (100%) |
| Owner Occupied HU | 8,746 (61.6%) |
| Renter Occupied HU | 4,583 (32.3%) |
| Vacant Housing Units | 865 ( 6.1%) |
| Median Home Value | $589,153 |
| Average Home Value | $615,586 |
Housing Distribution
Address Breakdown
Residential
12,715
Single Family
9,810
Multi-Family
2,905
Businesses
241
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices