1226 N Main St #4CambriaCA93428
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Cambria at 1226 N Main St #4, Cambria, CA, 93428 uses $131,257 cash to close to unlock $7,231/yr annual cash flow and $603/mo monthly cash flow. Total monthly income runs $3,052/mo, and a $1,938/mo payment keeps the spread at $603/mo. Purchase price stands at $395,950, and rental yield measures 9.25% with $3,052/mo rent. Return on cash invested shows 25.42% in year one, and 5% annual appreciation builds toward $109,394 over five years. Five-year ROI reaches 132.38% and total cumulative return in cash records $173,764. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $3,052/mo property income covering a $1,938/mo payment rather than investor’s personal income.
Manufactured
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93428, Cambria, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,205 (100%) |
| Owner Occupied HU | 2,065 (49.1%) |
| Renter Occupied HU | 703 (16.7%) |
| Vacant Housing Units | 1,437 (34.2%) |
| Median Home Value | $986,374 |
| Average Home Value | $1,104,103 |
Housing Distribution
Address Breakdown
Residential
3,523
Single Family
3,523
Multi-Family
0
Businesses
422
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Listed by: BRUCE DAVIES • Harmony Communities
Mls Name: CRMLS
Mls ID: #WS25156329